Lenders read your profile before anything else. We get the profile and the file ready first, then apply.
Late pays and collections are the first thing that stops an approval.
How much of your limit you use, and how it's spread across accounts.
Account age, mix and limits all factor in. Ask the crew what fits your file.
Too many recent pulls reads as risk. We plan applications in order.
The funding fee is 10% of the amount you're approved for. No approval, no funding fee.
Example: approved for $40,000 means a $4,000 funding fee. Approval and amounts are set by the lender. Jetlag Recovery does not guarantee the removal of any item, a specific score change, an approval or a funding amount. Results depend on your file and your history. You have the right to dispute inaccurate information with the credit bureaus yourself at no cost. Credit monitoring is billed separately by MyFreeScoreNow at $24.97/month, and Jetlag Recovery may earn a referral commission on it.
Check in and we'll tell you where you stand.
