Now boarding: the Credit Academy Community is $55/month, or $250 one time for a year of access. See all fares
Terminal / Credit
Gate A1 · Credit

Credit work, handled with you.

Collections, late payments, inquiries and a thin file keep people grounded. We work the file for you and teach you how to keep it clean.

What we work on

Your file, line by line.

  • Collections
  • Late payments
  • Charge-offs
  • Hard inquiries
  • Repossessions
  • Outdated personal info
  • Profile structure
  • Utilization strategy

We challenge items that are inaccurate, incomplete or unverifiable. We can't remove accurate, verifiable information, and anyone who promises that is selling you something.

Jet working on a laptop on a city rooftop
The flight plan

What happens after you board.

  1. Read the reports

    With monitoring active, we pull your three-bureau view and find what's weighing you down.

  2. Work the items

    We prepare and send the disputes and track every response round by round.

  3. Build it up

    While disputes are in progress, we help you structure the profile lenders look for.

Credit fares

Choose how you fly.

Learn it yourself in the community, or have the crew work the file for you.

Boarding passMost popular
YOU to CREW
Credit Academy Community
$55/ month
or $250 one time for one year of access
  • Do-it-yourself: learn to run your own credit journey, step by step
  • Access to all our resources: full curriculum, letter templates, the vault
  • Live calls, class replays and the member community
  • Want it done for you instead? Packages start at $750
JR-CRC
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Boarding passBusiness
FILE to STRUCTURE
Done-for-you Profile Structuring
$750one time
Separate package, no membership needed
  • We structure your credit profile the way lenders read it
  • Built for you, not handed to you as homework
  • Pairs with the community or stands on its own
JR-PST
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Boarding passFirst
CHEX to EWS
Done-for-you Full Sweep
$1,499one time
Credit profile + all three specialty bureaus, one package
  • Full profile restructuring, done for you
  • Unlimited dispute rounds, no per-round fees
  • ChexSystems, LexisNexis and Early Warning Services sweeps included
  • Credit monitoring (MyFreeScoreNow) must stay active while we do credit work for you
JR-SWP
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Boarding passBusiness
PICK to ONE
Single-Bureau Sweeps
$200each, one time
ChexSystems, LexisNexis or Early Warning
  • ChexSystems sweep on its own: $200
  • LexisNexis sweep on its own: $200
  • Early Warning Services sweep on its own: $200
  • For one stubborn specialty report — the Full Sweep covers all three plus restructuring
JR-SBS
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MyFreeScoreNow credit monitoring must stay active while we're doing credit work for you. Jetlag Recovery does not guarantee the removal of any item, a specific score change, an approval or a funding amount. Results depend on your file and your history. You have the right to dispute inaccurate information with the credit bureaus yourself at no cost. Credit monitoring is billed separately by MyFreeScoreNow at $24.97/month, and Jetlag Recovery may earn a referral commission on it.

Let's look at your file.

Check in and we'll walk through what's on it.