Pre-flight questions
Everything you want to know before boarding.
How much does it cost?
The Academy is $55 a month or $250 a year — do-it-yourself, with every resource included. Want it done for you? The Jet Clear Take Off package is $750 (unlimited dispute rounds plus profile structuring) and the Full Sweep is $1,499. Done-for-you packages require an active credit monitoring account: $24.97 a month, billed by MyFreeScoreNow.
How long does the process take?
Most members run 90 to 180 days of disputes. Each round takes 30 to 45 days because the bureaus have 30 days by law to investigate. First responses usually arrive in the second month. Every credit profile is different, and results vary based on what's in your reports and how creditors and bureaus respond.
Can you guarantee results?
No. Federal law prohibits any credit services company from guaranteeing a deletion, a score, a point gain, or a timeline, and we don't. In the Academy you get the full playbook; on done-for-you packages you get the work itself — report pull, disputes, filings with proof, and follow-up. You always have the right to dispute anything yourself, directly with the bureaus, for free.
What happens if my monitoring lapses?
On done-for-you packages, we can't dispute what we can't see: if your MyFreeScoreNow account goes inactive, your disputes pause until it's reactivated. Academy membership and curriculum access are unaffected.
Will I receive updates?
On done-for-you packages, yes: every filing is posted to your file with proof, and your rep updates you as responses come back each round.
What do I need to send you?
For done-for-you packages, three documents: a photo ID that isn't expired, your Social Security card, and proof of address dated within the last 60 days. Round 1 is filed once your monitoring login and documents are in.
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